James Derulo's

As an online shop owner, the question I get frequently from people is how to manage my payment system, especially in this digital, dynamic era – where I have to be agile, efficient and careful with both my daily life and my business. I have to be smart in allocating the funds I earn to reduce unnecessary costs. Otherwise, I suffer the consequences of being inefficient—it can be really bad. At first I was confused, because in business we are not able to just cut expenses, all we can do is make efficient decisions to lower expenses. Can you imagine if I have to go back and forth to the bank to check my business transactions? That alone costs me money.

Luckily, in this digital era, banking has been made easier with e-banking. I can manage my transaction from home, in my comfortable shorts, in a sofa. But daily banking problems do not stop there. I still have to choose the best banking services from dozens of banks.

In my effort to find the most suitable bank for my business, I came across ON Account by CIMB Niaga. Luckily, I was invited to the launch of ON Account Powered by XL some time ago. I learned about their interesting offers and features. Plus, I even got to meet Rianti Cartwright & Christian Sugiono at the event! AAAAWW! <3

Soon after the launch event, I decided to open ON Account powered by XL. My decisions were based basically on the benefits I can gain and it is literally designed for people with dynamic and mobile lifestyle, with which we can do our banking transaction anywhere, anytime in one click away. Yes, it’s basically the mobile/internet-banking feature I needed! Now, what about the ‘powered by XL’ feature? Here’s the good news: with only IDR 5 million saving per month, I get a free 2GB data XL! I can save up the IDR 200.000 I spend every month just to support my online lifestyle!
 Aside from that, another important benefit is that On Account offers high interest rate: up to 7%! This is definitely good for my business earnings. On Account will not only support my online lifestyle but motivate me to save more money. 

As a blogger, of course one of our essential needs is fast and unlimited internet data quota, so with 2GB bonus data from XL, I can browse, blog, post photos, update status without being afraid of running out of 'data quota’. On Account powered by XL also make it easier for me to do online shopping. Whenever I find something I like I’m just a few clicks away from making the payment by using CIMB Clicks or Go Mobile to help me get what I want.
If you love online shopping just like I do, and in case you want to shop at my store, www.cloth-inc.com, I recommend you to use On Account powered with XL because it helps your payment (transfering to different banks is free of charge) and you don’t need to think about how much data you spend finding pieces you like! You can simply follow this link bit.ly/ONAccount_XL it is where I opened my ON Account XL. Start an easier life now, and no more wasting your precious time.

As someone who is highly mobile, On Account powered by XL is my daily hero. I don’t know how I survived my life so far without it! I bet you feel the same as I do; from daily business transaction to online shopping needs, I leave it all to mobile banking. It’s always a good idea to start saving at the right bank while at the same time making your lifestyle spending more controllable, because #EksisItuDinamis!

Took this outfit photo at one of the happiest place on earth, Disneysea Japan on my trip last few months. Haven't got time to edit and post it on the blog so I guess it's okay to do a little late post about this? Hope you enjoy this post!

Btw, the end of 2014 is coming, and we'll be welcoming 2015 soon!  2014 has been a very great year for me, many opportunities come along in 2014 and posting this post makes me remember one of my greatest moment in 2014. So, what's your new year resolution? Have you think of any?

What I Wear:
Cloth Inc Signature Autumn Coat in Navy
Cloth Inc Navy Stripes Tee
Cloth Inc Flap Skort
H&M Knitted Scarf
Charles & Keith shoes
Cloxvox chain backpack

What I Wear:
Cloth Inc Signature Autumn Coat in Khaki & Flare Leather Skirt
(both of them are coming up this week!)
New Look Plaid Shirt
Charles & Keith shoes
Cloxvox chain backpack



As I have shared my outfit, I also would like to share some stories about my trip. So, you might have known that I visited Japan for a 13 days trip, several weeks ago. Some of you who have read my previous posts might also have known that the reason I visited Japan is because Cloth Inc was invited by the Indonesian Ministry of Industry to attend Fashion World Tokyo, which is a fashion business exhibition and my brand was representing Indonesian along with other fellow local brands from Indonesia too. Of course, I don’t want to travel far away only to attend the exhibition, so I spend the rest of the days there for vacation with my boyfriend too! We’re so excited as this is our first trip to a country that is quite far from Indonesia. We always wanted to visit Japan together and never expect that the opportunity could come this fast :)

I visited 4 towns there, Tokyo, as we are exhibiting there, Gotemba/Kawaguchiko (where Mount Fuji is at), Kyoto and Osaka. Here's a post with one of my outfit in Japan when I was visiting my favorite place from our trip, Kawaguchi.  I took Shinkansen from Tokyo to Gotemba, a small city where we can see Mt. Fuji from almost in every corner of the city there and going to visit Kawaguchiko from Gotemba. But sadly when I arrived there, the weather was cloudy so Mt. Fuji didn’t appear on my sight. I was extremely sad back then because it was a long trip from Tokyo to Gotemba. Took this picture along the way in Gotemba City. Too bad, because of the weather we can't see Mt. Fuji from Gotemba that day. So we took a bus to Kawaguchiko, we arrived at night then rest at our hotel. The next day, I wake up with a very beautiful view. It's the view from our very own room in the morning, right away to Kawaguchi Lake.
Here's my partner in crime in Japan, and in life. Btw, his outfit is from Label Eight Store.
I ride a bicycle around the city with my boyfriend to enjoy the view of the city and the surrounding of Kawaguchi Lake. Stop by at this spot for a picture. The moment I finally saw Mount Fuji, I feel so peaceful and grateful. It has such amazing serene beauty that gives sort of feeling. And another reason is I think because I feel how amazing God’s works could be, and to enjoy such a beautiful view with your hard work is just a bliss.
So, here comes the end of my Japan travel journal. I need to be back to work but I’ll update more stories and outfit pictures in Japan soon!
So apparently I finished some works of preparation to Tokyo earlier and got some time to blog again. Well, this time I think about sharing my working outfit to you instead of the usual ones. Since I work on my own office and working in fashion, I don't wear too formal outfits, so I think it's worth a post to share. I hope this could be an inspiration to work without looking too formal but still neat and professional. 
So yesterday I spend a half day on my office, since it's Saturday, I'm thinking of something I could wore right away for Saturday dinner so I don't need to change after work. So I opt for this lace flare dress and pair it with a black blazer. For the blazer, I just opt for a semi chiffon blazer so it doesn't look too formal yet still gives a professional look. I wear a black ribbon belt to accentuate my waist and to make it not too formal.By the way, you can try to change the belt into a plain one instead of ribbon one if you want to look more professional. 
Added a dark silver necklace and belt to accesorize it and my new watch, Daniel Wellington Sheffield in Black from The Watch Co that I have been wanting since long! 
 Strolling around the park after working with these playful floppy hat (oh of course I didn't wear it while working). Usually my blog pictures are taken by my boyfriend, thanks that he got a time to take my blog pictures again, since it's been a long time I have decent pictures for my blog!
As for the shoes, I'm wearing my new wedges I got from Charles & Keith, and this one is my current obssession! I always have a thing with white shoes, and the glass transparent wedges is just to die for.

What I Wear:
Cloth Inc lace dress & outer
Unbranded belt & accessories
Charles & Keith white glass wedges
Zara sling bag
The Watch Co Daniel Wellington Sheffield watch in black
Tea Label bracelet

So now I'll be back to work again (yes it's Sunday), and will start to pack my outfits and Cloth Inc collections to Tokyo! I'm so excited and will definitely share tons of pictures from Japan on my blog and instagram. Stay tuned for my Japan updates!

PS: I'm thinking to change my blog layout, anyone have recommendations of website that have nice blog templates?
So I've finally come to the last challenge of TRESemme Style Seeker Hunt Road To New York, and the last challenge is creating a fashion spread inspired by New York Style. I definitely love the challenge because fashion photoshoot is definitely my thing, as you know, I always style every shoot for my brand by myself because I love to do it.

Talking about New York Style, most people will imagine about the chic NY fashionista or street stylers, we know that it is something most people will remember first when talking about NY. But on this challenge, I want to bring you to another side of New York Style, something more fun, a little bit cute looking and some kind of preppy as well. Let's take a look at different style of New York, inspired by the American Barbie Doll and New York preppy style.

My inspirations: Blair Waldorf, Alice+Olivia, Kate Spade.

(From left to right: New York Barbie Fashion Show, Kate Spade Barbie Collection, Coach Barbie Collection)
So here's my fashion spread for the challenge!

Put a wig for the second and third look. Can you see that hair is a ver important part for your look? Just a simple change of hair can totally give you a whole different & new look!
Styled by Me
Blue Plaid Bralette, Pink & White Skirt are from Cloth Inc upcoming summer collection

So inspired by the moodboard above, I created this three looks according to my inspiration sources. For the color palette, I choose pastel color to represent Spring/Summer feeling. The pink coat, polkadot skirt, high collar top, and plaid bralette is definitely my essential items to create this fun, preppy New York look. So, fun prints, high collars and coat are a must have wardrobe to create such look, and a tips from me is, don't wear too much accessories on the arm again, or if you want, opt for a simple and clean bracelet, as that's how New York fun/preppy street stylers do.

For this project, I also got the chance to collaborate with the famous beauty blogger, Lizzie Parra which is my favorite make up artist as well, with her team Olyvia Awuy as the hair stylist, and also my great friend Try Hansen as the photographer, and not to forget, a professional model from 21mm Agency!

You might love to see the behind the scene video on how I create this fashion spread, starting from the make up, photo studio setting, styling, posing choreography until it's done as a final results.


Click on the pic to watch the video. (It's my first youtube video ever by the way!)
Oh, if some of you ever ask about my no make up look, I forgot to 'makeover' myself because we're so much fun doing the 'barbie', so you can see here :p

So, how do you think about my fashion spread? I hope you like it as my whole team are putting so much effort for this project :)

Btw, don't forget to vote me by clicking like on my instagram pictures if you like it, and you might love to join the competition as well!

Mau nonton langsung New York Fashion Week? Join TRESemme Style Seeker Hunt Road To New York now!  Click here: http://bit.ly/1qySpoc

This fantasy print skirt has been in my wardrobe for almost a year yet I have never wear it before because I haven't got any idea on how to style it. Simple feminine style has always been in my heart, so whenever I feel like exploring a more edgy, boyish or other style, I always try to add some sweet touch on it. 

So I try to give it a touch of whites to make it light and feminine. I also love how the lilac colour on the print totally makes it edgy yet still feminine! I paired this skirt with my current favourite platform shoes from Bershka and a cut off cropped bralette from Cloth Inc upcoming summer collection.
This is my third look for Gogirl X TRESemme Style Seeker Hunt Road To New York for the Challenge 1, if you haven't know what it is, let me tell you about this. Around last two week, TRESemme e-mailed me and some other fashion bloggers to join this competition. I was so excited to know that the prize is a free trip to New York and watch Mercedes Benz Fashion Week live! 
So I went to Gogirl! Office and briefed by Gogirl & TRESemme team, they gave us 3 challenge, the first one is to post our best styles with the theme of upcoming S/S 2015 trends during the week. So here I am accepting the challenge!

Letting my hair flows naturally after using TRESemme shampoo & hair care, totally love the results!
Details of the skirt, I'm in love!

What I Wear:
Cloth Inc bralette 
Unbranded Skirt from Bangkok
Mango Mini Bag
Mango bracelet
Bershka Platform Sandal

As for this challenge, we are required to get lots of likes on our instagram in order to help us to win the challenge. So I hope you don't mind to give me some double taps for my looks on instagram (@juliantanoto)

And you can also join it as well, don't forget to visit www.tresemme.co.id to know how, who knows we could be the lucky ones? ;)
Talking about Spring/Summer again, I can always imagine about a clear blue sky filled with white clouds above the mint oceans whenever I think about the season. Pastel mint & sky blue are definitely the colours I can imagine to be in Spring/Summer season, and it's also what I think to be the upcoming Spring/Summer 2015 trends. So here comes my Spring/Summer look inspired by the season itself with a touch of sky blue & pastel mint.

A comfy tank & shorts are definitely my number one must have items for the season. Something with lace is always a good idea to add a simple girly touch that I love. As you know, a simple girly style is definitely my signature style.

What I Wear:
Sky blue halter tank from Cloth Inc
White Lace Flap Skort from Cloth Inc
Pastel Mint Bag from Forever 21
Silver Statement Necklace from Glitter & Co
Bracelet from Mango
White Shoes from Bershka
Sunnies from Hello Smithies

This is also one of the look I submit for Gogirl X TRESemme ID Style Seeker Hunt Road To New York. Please help me to win the competition by liking my outfit posts on my instagram @juliantanoto. It will means a lot for me :)

And don't forget that you can also join the competition & win a FREE trip to NYC and watch Mercedes Benz Fashion Week live from TRESemme! Check out the link on my previous post and find out how ;)

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